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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003406
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 150.91 ha | 106.75 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 127,642.00 € | 115,390.00 € |
| Net profit | 258.00 € | 928.00 € |
| Equity ratio | 50.57% | - |
Documents
Payment schedule
The farmer has been developing a seed production farm in the Jonava district since 2007. Over the years the farm has grown steadily and currently cultivates 150.91 hectares of land, of which 106.75 hectares are owned. The farm specialises in seed production and crop farming, with a strong focus on quality and efficient production processes.
The farmer has cooperation agreements with UAB Agrolitpa, producing certified seeds of grasses, barley, wheat, and winter oilseed rape. This partnership ensures stable product sales channels and supports the continuous development of the farm.
The farm operates with modern agricultural machinery, including two tractors, a combine harvester, and other essential equipment, enabling efficient soil cultivation, sowing, and harvesting operations while maintaining high seed production standards.
The current financing is intended for working capital, ensuring smooth seasonal operations, maintaining financial flexibility, and supporting the continued development of the farm.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.