Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003407
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 142.24 ha | 14.00 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 109,738.00 € | 79,408.00 € |
| Net profit | 2,305.00 € | -48,546.00 € |
| Equity ratio | 13.59% | - |
Project Summary
The project belongs to a crop farming operation located in the Mažeikiai district, operating since 2015. The farm carries out consistent crop production activities and applies sustainable land management practices. The requested financing is intended for the purchase of a new disc harrow ROLLAND-BH-4.5 to strengthen the farm’s technical base and improve the efficiency of soil cultivation works.Farm Overview
The farm was established in 2015 in the Mažeikiai district. It currently declares 142 hectares of agricultural land, 14 hectares of which are owned. The farm continues to develop crop production activities and focuses on cultivating a variety of crops.Operating Model and Sustainability
The farm specializes in crop production. The main cultivated crops are rye, rapeseed, oats, peas, beans, and triticale. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on preserving soil structure and ensuring long-term farm sustainability.Relationship with InSoil
The farm has been a member of the InSoil community since 2021. During this period, two loans were granted with a total amount of EUR 66,600. Both loans have already been fully repaid.Financing Purpose
The requested funds will be used for the purchase of a new disc harrow ROLLAND-BH-4.5. The investment is aimed at improving the efficiency of soil cultivation operations and strengthening the farm’s technical base.Conclusion
The project represents an operating crop farm with a clearly defined investment objective. The financing purpose is directly related to strengthening the farm’s technical capacity and improving operational efficiency.Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.