Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003411

Goal
5,000 €
Raised
2,100 €
42%
Return rate
13%
Rating
B+
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxxxxxxxx
Šxxxxėx x., Žxxxxxxčxų xx., Xxxxžxxxxxxx x.
header_1
Declared
Owned
Farming land1.53 ha2.00 ha
20252024
Revenue 42,360.93 € 23,652.11 €
Net profit - -
Equity ratio - -

Investment calculator

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Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule
Mixed Family Farm in the Šilutė District

Since 2023, a small mixed family farm has been operating in the Šilutė district, engaged in dairy cattle farming as well as vegetable and cereal cultivation. The farm is managed exclusively by family members, ensuring responsible daily supervision and hands-on operational control.

The declared land area amounts to 1.53 hectares, while 2 hectares are owned by the farmer. Additionally, the farmer uses land owned by other farms for forage preparation, which enables the farm to independently produce feed for the currently held three dairy cows.
Livestock and agricultural produce are kept in a farm building owned by the farmer. The land is cultivated using available machinery, which ensures proper forage preparation and efficient vegetable production.

Purpose of Financing
The farmer has approached the InSoil investor community seeking a working capital loan to purchase additional dairy cows. This investment will increase milk production capacity, strengthen the farm’s income base, and support further farm development.
This project represents a growth phase of a small, family-operated farm focused on increasing income stability and ensuring long-term sustainability.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.