Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003431

Goal
25,000 €
Raised
13,579 €
54%
Return rate
13%
Rating
B
Period
10
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxxx Xxxxxxxx
Xxxxxxxšxxx x. xxx., Xxxxxxų xxx., Xxxxšxxxx 6
header_1
Declared
Owned
Farming land610.14 ha125.00 ha
20252024
Revenue 762,544.00 € 731,270.00 €
Net profit 27,021.00 € -115,816.00 €
Equity ratio 15.31% -

Investment calculator

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Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule

Project Summary
The project belongs to a crop farming operation located in the Radviliškis district, operating since 1999. The farm has extensive experience and carries out consistent crop production activities. The requested financing is intended for working capital to prepare for the upcoming season.

Farm Overview
The farm was established in 1999 in the Radviliškis district and has been operating for nearly 30 years. It currently declares 610 hectares of agricultural land, 125 hectares of which are owned. The farm operates on a larger scale and benefits from long-standing farming experience.

Operating Model and Sustainability
The farm specializes in crop production, primarily cultivating wheat, barley, rapeseed, beans, and peas. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on preserving soil structure and ensuring long-term operational continuity.

Financing Purpose
The requested funds will be used for working capital purposes related to preparation for the upcoming season, mainly for fuel purchases.

Conclusion

The project represents an experienced crop farm with significant cultivated area and a clearly defined financing objective. The financing is aimed at ensuring smooth operational continuity.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.