Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003436

Goal
10,000 €
Raised
4,300 €
43%
Return rate
14%
Rating
B
Period
32
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxx Xxxxxxxxx
Xxxžxčxų x. 2, Xxxxxėxų xxx., Xxxxėx x.
header_1
Declared
Owned
Dirbama žemė31.86 ha25.00 ha
20252024
Revenue 32,980.00 € 22,401.00 €
Net profit 1,445.00 € -1,577.00 €
Equity ratio 43.3% -

Investment calculator

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Interest

14%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 14%
Project description
Documents
Payment schedule
Project Summary
The project belongs to a crop farming operation located in the Kelmė district, operating since 2008. The farm maintains consistent operations and applies sustainable land management practices. The requested financing is intended for working capital to prepare for the upcoming season.

Farm Overview
The farm was established in 2008 in the Kelmė district. It currently declares 31 hectares of agricultural land, of which 25 hectares are owned. The farm operates on a smaller scale but demonstrates stable operational history.

Operating Model and Sustainability
The farm specializes in crop production, primarily cultivating wheat, peas, and potatoes. Land is managed using no-till practices, supported by crop rotation and cover crops. This approach contributes to soil preservation and long-term sustainability.

Relationship with InSoil
The farm is a member of the InSoil community. It currently has one active loan with an outstanding balance of EUR 32,000 and has fully repaid a previous loan of EUR 30,000. Payment discipline is strong, with no delays recorded.

Financing Purpose
The requested funds will be used for working capital purposes related to preparation for the upcoming season.

Conclusion
The project represents a stable operating farm with a strong repayment track record and clearly defined financing needs. The financing will ensure smooth continuation of operations.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.