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Ūkio paskola
Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.
LT0003439
Projekto savininkas | Adresas |
|---|---|
header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Farming land | 368.18 ha | 180.00 ha |
| 2025 | 2024 | |
|---|---|---|
| Pajamos | 453,351.00 € | 344,560.00 € |
| Grynasis pelnas | 474,644.00 € | -101,653.00 € |
| Nuosavo kapitalo santykis | 33.61% | - |
Dokumentai
Mokėjimo grafikas
A crop farming business was established in 2011 in the Ukmergė district, specializing in the cultivation of grain crops. According to the 2025 crop declaration, the farm primarily grows wheat and rapeseed, with part of the land allocated to barley and other crops, ensuring a diversified and balanced crop structure that helps mitigate operational risk.
The farmer currently cultivates 368.18 hectares of land, of which approximately 180 hectares are owned. The total family-operated farm area reaches around 1,000 hectares, reflecting a significant scale of operations and extensive agricultural experience.
The farm has a fully developed technical base, enabling it to independently carry out all key agricultural operations. The machinery fleet includes a combine harvester, three tractors, and other essential farming equipment, ensuring efficient fieldwork and high-quality crop production.
Based on the submitted financial statements, the farm generates stable revenue (sales revenue amounted to €406.166 in 2025) and also receives substantial subsidies that contribute to overall operational stability. Although a negative result was recorded in the reporting period due to market fluctuations and increased costs, this is typical for the cyclical nature of the agricultural sector. At the same time, the farm maintains a strong asset base, providing a solid foundation for financial stability.
The farm is currently seeking financing to increase working capital, which will be used to settle payments with suppliers and ensure smooth ongoing operations, particularly in preparation for the upcoming agricultural season.
To secure the loan, three land plots owned by the farmer will be pledged, with their value determined based on official Register Centre data, providing investors with clear and liquid collateral.
Considering the farm’s scale, long-standing operational experience, diversified crop structure, strong technical base, and pledged collateral, the project is assessed as reliable and well-positioned to meet its financial obligations.
Projekto rizika
Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.
Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.
Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.
Papildoma informacija:
Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.