Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003446

Goal
7,000 €
Raised
4,103 €
58%
Return rate
14%
Rating
B
Period
32
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxx Xxxxxšx
Xxxxščxų x.xxx., Xxxxxxxų xxx., Xxxxxxų
header_1
Declared
Owned
Farming land52.96 ha6.01 ha
20252024
Revenue 33,076.00 € 30,783.00 €
Net profit 1,759.00 € 12,745.00 €
Equity ratio 43.74% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

14%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 14%
Project description
Documents
Payment schedule

Project Summary

The project belongs to a crop farming operation located in the Anykščiai district, operating since 2023. The farm is rapidly expanding its operations and increasing its cultivated land area. The requested financing is intended for working capital to prepare for the upcoming season.

Farm Overview

The farm was established in 2023 in the Anykščiai district. It currently declares 53 hectares of agricultural land, 6 hectares of which are owned. Within a short period, the farm has significantly expanded – the cultivated area has more than doubled compared to 2024 (from 25 hectares to 53 hectares).

Operating Model and Sustainability

The farm specializes in crop production, primarily cultivating wheat, rapeseed, and both spring and winter barley. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on soil preservation and long-term operational continuity.

Relationship with InSoil

The farm has been a member of the InSoil community since April 2025. At that time, a loan of EUR 5,500 was granted, with a current outstanding balance of slightly below EUR 3,000. Payments are made on time.

Financing Purpose

The requested funds will be used for working capital purposes related to preparation for the upcoming season.

Conclusion

The project represents a growing and expanding crop farm with a clear development trajectory and good payment discipline. The financing is aimed at supporting continued growth and ensuring smooth seasonal preparation.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.