Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003447

Goal
15,000 €
Raised
15,000 €
100%
Return rate
13%
Rating
B+
Period
31
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxx Xxxxxxxxx
X. Žxxxxxxx x. 4-84, Xxxxxxx
header_1
Declared
Owned
Dirbama žemė55.72 ha16.00 ha
20242023
Revenue 32,097.00 € 32,388.00 €
Net profit 11,482.00 € 14,891.00 €
Equity ratio 50.37% -
Project description
Documents
Payment schedule

Project Summary

The project belongs to an organic crop farming operation located in the Švenčionys district, operating since 2013. The farm specializes in organic crop production and seed production. The requested financing is intended for working capital to prepare for the upcoming season.

Farm Overview

The farm was established in 2013 in the Švenčionys district. It currently declares 55 hectares of agricultural land, 16 hectares of which are owned. Farming is carried out on a family basis alongside the father’s organic farm. Together, the family cultivates nearly 220 hectares of land, of which approximately 170 hectares are owned.

Operating Model and Sustainability

The farm specializes in organic crop production and seed production and holds an organic certification. The main cultivated crop is winter rye. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on soil preservation, biodiversity, and long-term sustainability.

Family Farming Model

Farming activities are closely integrated with the family farm, enabling efficient use of machinery, human resources, and larger land areas. The combined scale of the family farms ensures operational stability and flexibility.

Financing Purpose

The requested funds will be used for working capital purposes related to preparation for the upcoming season.

Conclusion

The project represents a stable organic farming operation with clear specialization and a strong family farming model. The financing is aimed at ensuring continuity of operations and smooth seasonal preparation.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.