Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003452

Goal
12,300 €
Raised
5,321 €
43%
Return rate
15%
Rating
B+
Period
54
Time left
LTV
-
Country
Lithuania
Loan purpose
Equipment purchase
Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxxxxx Xxxxxxxxxčxxx
Xxxxxxėx x. xxx., Xxxxxxxx xxx., Xxxxxxxx, 7X
header_1
Declared
Owned
Dirbama žemė27.36 ha3.00 ha
20252024
Revenue 10,503.00 € 5,876.00 €
Net profit 3,853.00 € 2,592.00 €
Equity ratio 60.74% -

Investment calculator

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Interest

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Interest rates:
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Project description
Documents
Payment schedule
Project Summary
The project belongs to a crop farming operation located in the Ukmergė district, operating since 2015. The farm carries out consistent agricultural activities and applies sustainable land management practices. The requested financing is intended for the acquisition of machinery adapted to the farm’s scale.

Farm Overview
The farm was established in 2015 in the Ukmergė district. It currently declares 27 hectares of agricultural land, of which 3 hectares are owned. The farm operates on a smaller scale but maintains stable crop production activities.

Operating Model and Sustainability
The farm specializes in crop production, primarily cultivating wheat, rapeseed, and oats. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on soil preservation and long-term operational continuity.

Relationship with InSoil
The farm is a member of the InSoil community and currently has one active loan with an outstanding balance of approximately EUR 3,700. Payments are made on time.

Financing Purpose
The requested funds will be used for the acquisition of a Claas Dominator 86 combine harvester. This is a solution appropriate for the farm’s size, although older than 20 years, and will enable more efficient harvesting operations while reducing dependence on external services.

Conclusion
The project represents a stable crop farming operation with a clearly defined investment objective. The financing is aimed at strengthening the farm’s technical capacity and improving operational efficiency.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.