Ūkio paskola

Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.

LT0003461

Tikslas
20,000 €
Surinkta
16,924 €
84%
Palūkanų dydis
13%

Reitingas
A

Periodas
32

Liko laiko

LTV
-

Šalis
Lithuania

Paskolos tikslas
Working capital

Verslo informacija
Apsaugos priemonės
Paskolų istorija
Projekto savininkas
Adresas
Ūxxxxxxxx (-ė) Xxxxxxx Xxxžxx
Xxxxxxxžxų x. 4, Xxxxxxxžxų x., Šxxxxėx x.
header_1
Deklaruotas plotas
Nuosavas plotas
Dirbama žemė40.46 ha30.00 ha
20252024
Pajamos 24,630.00 € 29,784.00 €
Grynasis pelnas 5,868.00 € 25,699.00 €
Nuosavo kapitalo santykis 9.24% -

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Interest

13%

Preliminary earnings

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Project Summary
The project belongs to an organic crop farming operation located in the Šilutė district, operating since 2014. The farm is run on a family basis and benefits from additional financial support through the guaranteeing company UAB Klaipėdos dyzelis. The requested financing is intended for working capital to prepare for the upcoming season.

Farm Overview
The farm was established in 2014 in the Šilutė district and is fully organic, holding an official organic farming certificate. It currently declares 40 hectares of land, of which 30 hectares are owned. This reflects a significant share of owned land and stronger operational stability.
The farm is operated on a family basis alongside the wife’s organic farm. Together, the family cultivates more than 150 hectares of land, of which approximately 35 hectares are owned.

Operating Model and Sustainability
The farm specializes in crop production. The main cultivated crops are wheat, oats, buckwheat, and lupins. The organic farming model is focused on sustainability, soil quality preservation, and long-term continuity.

Additional Financial Support
The loan will be guaranteed by the farmer’s company, UAB Klaipėdos dyzelis, established in 2015. The company operates in Germany, installing heat recovery systems in public institutions such as schools and kindergartens under contract arrangements. The company cooperates with a recovery systems manufacturer that wins tenders and subcontracts installation work to the farmer’s company.
The company employs three people – two permanent employees and the farmer himself, who joins operations during the off-season after harvest. In 2025, the company generated nearly EUR 170,000 in revenue and almost EUR 61,000 in profit, with a financial rating of A.

Relationship with InSoil
The farm is a member of the InSoil community. A loan of EUR 140,000 was granted for land acquisition, with a current outstanding balance of approximately EUR 105,000. Payments are being made on time.

Financing Purpose
The requested funds will be used for working capital purposes related to preparation for the upcoming season, including fuel, seed purchases, machinery repairs, and outsourced services.

Conclusion
The project represents an organic family farm with a significant share of owned land, a clear operating model, and strong additional financial backing through a profitable guaranteeing company. The financing purpose is clearly defined and aimed at ensuring smooth continuity of operations.

Projekto rizika

Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.

Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.

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Papildoma informacija:

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