Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003464
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 18.59 ha | 28.00 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 72,627.00 € | 50,756.00 € |
| Net profit | 31,207.00 € | 32,850.00 € |
| Equity ratio | 50.5% | - |
Project Summary
The project belongs to a berry farm operating in the Klaipėda district since 2006. The farm specializes in strawberry and raspberry cultivation, and the requested financing is intended for working capital to prepare for the upcoming season.Farm Overview
The farm was established in 2006 in the Klaipėda district. It currently declares 18 hectares of land, while a total of 28 hectares are owned. The remaining 10 hectares are declared by the wife’s farm. The farm has long-term experience in berry production and has been operating consistently.Operating Model
The farm specializes in berry cultivation, with strawberries and raspberries as its main crops. This specialization allows the farm to focus on a niche agricultural segment where seasonality and timely preparation are especially important.Relationship with InSoil
The farm is a member of the InSoil community. It currently has an active loan balance of EUR 19,000, while one previous loan of EUR 15,000 has already been fully repaid. The previously borrowed funds were used to install a field fence to protect crops from wild animals.Financing Purpose
The requested funds will be used for working capital purposes related to preparation for the upcoming season.Conclusion
The project represents a specialized berry farm with long-term operating experience and a clearly defined financing purpose. The financing is aimed at ensuring smooth seasonal preparation and continuity of operations.Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.