Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003465
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 154.98 ha | 30.00 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 123,332.00 € | 122,747.00 € |
| Net profit | 9,930.00 € | -25,424.00 € |
| Equity ratio | 1.09% | - |
A crop farming business has been operating in the Skuodas district since 2015, having built substantial experience over the years and ensuring stable and consistent farm operations. The farm grows key agricultural crops such as wheat, rapeseed, and other crops, enabling diversification and reducing risks associated with fluctuations in yields and market prices.
Farm operations are organized efficiently – the technical base includes a tractor, a combine harvester, and other agricultural implements, allowing the farmer to independently carry out essential farming activities. The farm applies no-till farming practices, which help optimize costs, improve soil quality, and ensure sustainable and modern agricultural operations.
The farmer currently declares 154.98 hectares of land, of which 30 hectares are owned, providing a solid operational foundation and supporting long-term farm development.
The farmer is currently applying to InSoil for a working capital loan, which will be used to prepare for the upcoming agricultural season – covering payments to suppliers, purchasing seeds and fertilizers, and financing other operational expenses. The financing is directly linked to ensuring business continuity and preparing for the next harvest.
Considering the farmer’s long-term experience, stable operations, application of sustainable farming practices, and clearly defined financing purpose, the project is assessed as a reliable investment opportunity with controlled risk and strong prospects for timely fulfillment of financial obligations.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.