Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003469

Goal
20,000 €
Raised
11,979 €
59%
Return rate
13%
Rating
A
Period
32
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxčxxxxx Šxxxxxxx
Xxxxūxų x., Xxxxxxxx xxx. Xxxxšxxx xxxxxx xxx.
header_1
Declared
Owned
Farming land137.69 ha15.00 ha
20252024
Revenue 164,017.00 € 126,621.00 €
Net profit 405.00 € 19,945.00 €
Equity ratio 60.39% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule
A mixed farm has been operating in the Kupiškis district since 2007, combining both crop production and livestock farming. The farm grows key agricultural crops such as wheat, rapeseed, and other crops, while also raising both beef and dairy cattle, with a total herd of 156 animals. This diversified structure ensures multiple income streams and reduces dependence on a single agricultural activity.

The farm’s technical base includes a tractor, a combine harvester, and other agricultural implements, enabling the farmer to independently carry out essential operations and efficiently manage the farm.

The farmer currently declares 137.69 hectares of land, of which 15 hectares are owned. Together with the livestock operations, this creates a stable and well-balanced farming model.

The farmer is currently applying to InSoil for a working capital loan, which will be used to prepare for the upcoming agricultural season – covering payments to suppliers, purchasing seeds and fertilizers, and financing other operational expenses. The financing is directly linked to ensuring continuity of operations and supporting both crop production and livestock activities.

Considering the farmer’s long-term experience, diversified business model, existing technical base, and clearly defined financing purpose, the project is assessed as a solid investment opportunity with balanced risk and stable income potential.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.