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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003477
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 27.58 ha | 27.58 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 26,829.00 € | 75,534.82 € |
| Net profit | 16,906.00 € | - |
| Equity ratio | 61.4% | - |
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The farmer began agricultural activities in 2024 in the Joniškis district and currently cultivates 27.58 hectares of owned land. The farm is focused on crop production, with the main activity centred around pea cultivation. This crop allows efficient use of the available land and contributes to soil improvement and crop rotation.
Farm operations are supported by the necessary machinery base, including a tractor, fertiliser spreader, mounted sprayer, and other essential agricultural equipment. The available machinery enables the farmer to independently carry out key field maintenance tasks and ensure a smooth production process.
The current financing is intended for the acquisition of an agricultural land plot. The additional land will strengthen the farm’s production potential, allow further expansion of operations, and provide a foundation for continued farm development.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.