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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003487
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 220.71 ha | 13.00 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 241,966.00 € | 214,234.00 € |
| Net profit | 42,369.00 € | 40,910.00 € |
| Equity ratio | 26.02% | - |
Documents
Payment schedule
Project Summary
The project belongs to a crop farming operation located in the Kaišiadorys district, operating since 2001. The farm has more than 25 years of farming experience and carries out consistent crop production activities. The requested financing is intended for working capital to prepare for the upcoming season.Farm Overview
The farm was established in 2001 in the Kaišiadorys district. It currently declares 220 hectares of agricultural land, 13 hectares of which are owned. Over its long operating history, the farm has built substantial experience in crop farming.Operating Model and Sustainability
The farm specializes in crop production, primarily cultivating wheat, rapeseed, barley, and peas. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on preserving soil structure and ensuring long-term operational continuity.Financing Purpose
The requested funds will be used for working capital purposes related to preparation for the upcoming season, mainly for fuel purchases, machinery repairs, and other season-start expenses.Conclusion
The project represents an experienced crop farming operation with a clearly defined financing objective. The financing is intended to ensure smooth seasonal preparation and continuity of operations.Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.