Ūkio paskola

A crop farming business was established in 2010 in the Kėdainiai district and has built substantial farming experience while consistently developing its operations over the years. The farmer currently cultivates 51.02 hectares of land, of which 5 hectares are owned.

The farm grows key agricultural crops such as wheat, barley, buckwheat, and other crops, ensuring diversified operations and reducing risks associated with fluctuations in crop yields or market prices.

Farm operations are organized efficiently – the technical base includes an owned combine harvester, two tractors, and other cultivation machinery and implements, allowing the farmer to independently carry out all essential agricultural operations.

The farmer has practical farming experience and continuously invests in farm development, focusing on operational efficiency and sustainable growth.

The farmer is currently applying to InSoil for a working capital loan, which will be used to prepare for the upcoming agricultural season – covering payments to suppliers, purchasing seeds and fertilizers, financing other operational expenses, and acquiring a small land plot.

It should be noted that this is not the farmer’s first loan on the InSoil platform – three loans have previously been granted, of which two have already been fully repaid. This demonstrates a responsible approach to financial obligations and establishes a positive repayment history on the platform.

Considering the farmer’s accumulated experience, diversified farming activities, existing technical base, and positive repayment history, the project is assessed as a reliable investment opportunity with a clearly defined financing purpose and controlled risk.