Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003497

Goal
16,100 €
Raised
1,502 €
9%
Return rate
12%

Rating
A

Period
31

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxxxxxx Šxxxxxxxxė
Xxxxxxxx x. xxx., Xxxxčxų xxx., Xxxxčxxx
header_1
Declared
Owned
Dirbama žemė53.40 ha28.40 ha
20252024
Revenue 56,305.00 € 71,089.00 €
Net profit 17,751.00 € 23,002.00 €
Equity ratio 95.96% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 12%
Project description
Documents
Payment schedule

The farmer operates a farm in the Pasvalys district and currently cultivates 53.40 hectares of land, of which 28.40 hectares are owned. The farm specialises in crop production, growing wheat, beans, and barley. This crop structure ensures diversified production and supports a stable farming cycle.

Farm operations are carried out using owned machinery, including two tractors and the main tillage equipment. Spraying and harvesting works are performed in cooperation with the farmer’s son, who uses his own machinery for these operations. This operating model allows efficient organisation of farm activities and helps optimise machinery maintenance costs.

The current financing is intended for working capital, ensuring smooth seasonal operations, maintaining financial flexibility, and supporting stable farm continuity.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.