Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003505

Goal
11,000 €
Raised
11,000 €
100%
Return rate
13%
Rating
A+
Period
31
Time left
LTV
-
Country
Lithuania
Loan purpose
Equipment purchase
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxžxx
Xxxxxxėx xxx. 17 Xxxėxų X x., Xxxxxxxx x.
header_1
Declared
Owned
Farming land15.93 ha0.00 ha
20252024
Revenue 20,832.04 € 16,500.29 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Project Summary
The project belongs to a farm operating in the Vilnius district since 2025. The farm carries out crop production and vegetable growing activities on a family basis. The requested financing is intended for the acquisition of a used combine harvester.

Farm Overview
The farm was established in 2025 in the Vilnius district. It currently declares 16 hectares of land, all of which is leased. The farm is focused on a mixed crop and vegetable production model.

Operating Model and Family Farming Structure
The farm is engaged in crop production and vegetable growing. The main crops include wheat, onions, potatoes, peas, and oats. Farming is carried out on a family basis, alongside the son’s farm, which will provide a guarantee for the father’s loan.
The son’s farm is fully organic and declares 23 hectares of land, of which 3.5 hectares are owned. It cultivates organic peas, oats, wheat, garlic, carrots, onions, radishes, pumpkins, and beetroot. Together, the family farms approximately 40 hectares and is engaged in both crop production and vegetable growing.

Security
The loan will be guaranteed by the son, who operates his own organic farm. This provides additional security for repayment.

Financing Purpose
The requested funds will be used for the acquisition of a used combine harvester. The investment is intended to strengthen the technical base and improve operational efficiency.

Conclusion
The project represents a newly established family farm with a clear operating direction, additional security, and a broader family farming structure. The financing purpose is clearly defined and directly linked to strengthening technical capacity.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.