Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003508

Goal
33,000 €
Raised
33,000 €
100%
Return rate
12%
Rating
B+
Period
36
Time left
LTV
61%
Country
Lithuania
Loan purpose
Farm buildings purchase/construction
Business information
Security measures
Loan history
Project owner
Address
Xxxxx Xxšxxxxxxxė
Šxxxxčxų x. 8, Žxxxxxxų xxx., Šxxxxėx x.
header_1
Declared
Owned
Farming land21.86 ha32.14 ha
20252024
Revenue 27,748.00 € 24,827.00 €
Net profit 15,593.00 € 12,600.00 €
Equity ratio 47.07% -
Project description
Documents
Payment schedule

Project Summary
The project belongs to an organic dairy farm operating in the Šilalė district since 2003. The farm is engaged in livestock farming and is focused on the gradual development of its herd. The requested financing is intended for the construction of a new barn under an NMA-supported project for which funding has already been approved. The loan is secured by a 20.73 sq. m. apartment.

Farm Overview
The farm was established in 2003 in the Šilalė district. It declares 22 hectares of land, while a total of 31 hectares are owned. The difference consists of forest, ponds, and areas that cannot be declared. The farm is organic and has been operating consistently for more than two decades.

Operating Model and Sustainability
The farm specializes in dairy production. It currently keeps 8 dairy cows, 3 adult heifers, and 3 young heifers. Once the heifers mature, the herd is expected to increase to 11 dairy cows in 2027. The farm produces its own hay and feed, ensuring greater operational self-sufficiency and control over its feed base.

Financing Purpose
The requested funds will be used for the construction of a new barn under an NMA-supported project for which funding has already been approved. The investment is intended to strengthen the farm’s infrastructure and prepare for the planned herd expansion.

Conclusion
The project represents an experienced organic dairy farm with a clear development direction. The financing purpose is clearly defined and directly related to strengthening farm infrastructure and preparing for further growth.



Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.