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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003509
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 37.57 ha | 6.67 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 34,360.00 € | 42,892.00 € |
| Net profit | 14,805.00 € | 18,066.00 € |
| Equity ratio | 42.54% | - |
Documents
Payment schedule
A mixed farm has been operating in the Rietavas municipality for more than 15 years, combining both crop production and livestock farming activities. The farmer currently cultivates 37.53 hectares of land, of which 16 hectares are owned. The farm grows wheat and rapeseed, while also maintaining 30 beef cattle and approximately 300 sheep, ensuring diversified operations and additional income sources.
The farm’s technical base includes two tractors, a combine harvester, a cultivator, a seeder, a hay mower, and other essential agricultural equipment, allowing the farmer to independently and efficiently carry out the main farming operations.
The farmer is currently applying to InSoil for a working capital loan, which will be used for settlement with suppliers and preparation for the upcoming season. The financing is intended to ensure smooth continuity of farm operations and timely coverage of essential operational expenses.
It should be noted that this is not the farmer’s first project on the InSoil platform – since 2021, six loan agreements have been concluded, four of which have already been fully repaid. This demonstrates a responsible approach to financial obligations and establishes a positive repayment history on the platform.
Considering the farmer’s long-term farming experience, diversified mixed farming activities, existing technical base, and positive repayment history, the project is assessed as a reliable investment opportunity with a clearly defined financing purpose and controlled risk.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.