Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003512

Goal
12,000 €
Raised
400 €
3%
Return rate
11.95%
Rating
A
Period
31
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxx Xxxxxxxxx
Xxxxxxxxx, Šxxxxxxų x., Xxxxxūxų xxx. Xxxxūxų x. Xxūxxx 6
header_1
Declared
Owned
Farming land85.69 ha0.57 ha
20252024
Revenue 50,460.68 € 28,774.00 €
Net profit 32,873.00 € 4,279.00 €
Equity ratio 53.29% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.95%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.95%
Project description
Documents
Payment schedule
A mixed farm located in the Širvintos district has been operating since 2013. The operation combines beef cattle farming, sheep farming, and cereal cultivation, utilizing 85.69 hectares of agricultural land, of which 0.57 hectares are owned. The farm's technical infrastructure includes essential machinery such as a tractor, cultivator, seeder, sprayer, trailer, and other tillage equipment. The farm is primarily managed by the experienced farmer, with assistance from their spouse as needed.

Financial data for the latest reported period indicates a notable increase in the farm's turnover, rising to EUR 50,460.68 from EUR 28,774.00 in the prior period. Profit also increased significantly to EUR 32,873.00, compared to EUR 4,279.00 previously. Concurrently, equity improved to EUR 91,092.00 from EUR 77,521.00, and liabilities decreased to EUR 8,678.00 from EUR 20,614.00, reflecting an improvement in the farm's financial position.

The farmer has applied for a working capital loan to support ongoing farm operations. This project represents a diversified agricultural operation with an established history and a recent trend of increasing financial performance, seeking financing to facilitate day-to-day activities.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.