Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003518

Goal
7,500 €
Raised
7,500 €
100%
Return rate
14%
Rating
B+
Period
7
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
XX Xxxxėxšxxx xxxx, Xxxxxxxx XXXXĖXX
Žxxxxxx x. 6, Xxxxxxxxxx x., Xxxxxxxxx x.
header_1
Declared
Owned
Farming land116.63 ha0.00 ha
20252024
Revenue 88,391.00 € 32,458.00 €
Net profit 35,548.00 € 10,135.00 €
Equity ratio 65.32% -
Project description
Documents
Payment schedule

Project Summary
The project belongs to a small partnership operating in the Ignalina district since 2024. The farm conducts crop production activities and applies sustainable land management practices. The requested financing is intended for the acquisition of land through auction in order to complete full payment for the purchased asset.

Farm Overview
The farm is a small partnership established in 2024 in the Ignalina district. It currently declares 116 hectares of agricultural land, all of which is leased. The farm operates in the crop production sector and is focused on consistent business development.

Operating Model and Sustainability
The farm specializes in crop production, primarily cultivating wheat, rye, oats, and beans. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on soil preservation and long-term operational continuity.

Security
The loan will be guaranteed by the company’s sole owner. This provides additional security for the repayment of the loan.

Financing Purpose
The requested funds will be used for the acquisition of land through auction. Part of the funds has already been paid, but additional financing is required to complete full settlement for the purchased asset.

Conclusion
The project represents a newly established crop farming business with a clear operating direction. The financing purpose is clearly defined and related to land acquisition, which would strengthen the long-term foundation of the farm’s operations.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.