Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003531
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 37.56 ha | 0.00 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 92,099.00 € | 37,437.00 € |
| Net profit | 25,454.00 € | 26,130.00 € |
| Equity ratio | 69.7% | - |
The farmer has been operating in the Šilutė district since 2023 and currently cultivates 37.56 hectares of land. The farm specialises in livestock and dairy farming, with a focus on ensuring smooth day-to-day operations, proper animal care, and a stable production process.
Farm operations are supported by the necessary technical base, adapted for fodder preparation, fieldwork, and livestock management. The machinery fleet includes haymaking equipment, a tractor with a loader, a round baler, a livestock transport trailer, a mower, a tedder, a cultivator, and a disc cultivator. This equipment enables the farmer to independently perform the main farm tasks and efficiently manage seasonal work.
The current financing is intended for working capital, supporting smooth farm operations, maintaining financial flexibility, and ensuring a stable day-to-day production cycle.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.