Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003533

Goal
15,000 €
Raised
9,110 €
60%
Return rate
11.03%
Rating
A
Period
8
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx XXŽXXXXX
Xxxxxxxxx, Xxxxxxxxx, Xxxxxxxx 1X
header_1
Declared
Owned
Farming land417.10 ha160.00 ha
20252024
Revenue 611,916.00 € 493,846.00 €
Net profit 165,051.00 € 121,691.00 €
Equity ratio 47.67% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.03%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.03%
Project description
Documents
Payment schedule
A crop farm operating in the Raseiniai district, specifically in Sujainiai, was established in 2007. The operation primarily focuses on cultivating wheat, rapeseed, and other agricultural crops.

The farm manages a total of 417.10 hectares of arable land, with 160.00 hectares of this land being owned by the farm. The farmer employs no-till farming technology as part of the cultivation practices.

The farm's technical infrastructure includes a combine harvester, three tractors, a seeder, a sprayer, a trailer, and various other cultivation equipment. Additionally, the farm possesses grain storage silos and other facilities for grain storage.

The current loan request from the InSoil community is for working capital. These funds are intended to be utilized for preparation ahead of the upcoming harvest season.

This project concerns an agricultural operation established in 2007, operating at a notable scale with its own technical base. The financing sought is to support essential working capital requirements for seasonal operations.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.