Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003536

Goal
10,000 €
Raised
10,000 €
100%
Return rate
14.9%
Rating
B
Period
31
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxx Xxxxxxxxxxč
Xxxxxxxxx, Xxxxxėx x., Šxxčxxxxxų x., Xxxxxxx Xxxxxxxx x. 64
header_1
Declared
Owned
Dirbama žemė86.03 ha11.00 ha
20252024
Revenue 53,435.00 € 64,389.00 €
Net profit 3,822.00 € 40,172.00 €
Equity ratio 70.04% -
Project description
Documents
Payment schedule
A mixed farm, combining beef cattle farming and crop production, has been operating since 2012 in Pabarės k., Šalčininkai r. The farm declares 86.03 hectares of agricultural land, of which 11.00 hectares are owned by the farmer.

In 2024, the farm implemented a project funded by the National Paying Agency (NMA), which facilitated the acquisition of a tractor and other machinery intended for feed preparation and crop production activities. The current application to InSoil is for a loan designated to increase working capital.

The operation reported a turnover of EUR 53,435 in the previous period, with a projected increase to EUR 64,389. Total assets increased from EUR 173,991 to a projected EUR 209,671, reflecting recent investments and growth in the farm's operational capacity. Equity also showed an increase from EUR 141,167 to EUR 167,450.

This project involves an established mixed farm with over a decade of operational history, demonstrating expansion through recent machinery acquisition, and seeking working capital to support its ongoing activities.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.