Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003537

Goal
20,000 €
Raised
8,800 €
44%
Return rate
12%
Rating
A
Period
31
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxx
Xxxxxxxšxxų x. 2, Xxxxxxxxxxų x., Xxxxxx x.
header_1
Declared
Owned
Farming land235.94 ha123.71 ha
20252024
Revenue 139,597.00 € 160,330.00 €
Net profit 5.00 € 5,038.00 €
Equity ratio 46.23% -

Investment calculator

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Interest

12%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12%
Project description
Documents
Payment schedule

Project Summary
The project belongs to a mixed farm operating in the Utena district since 2016. The farm specializes in beef cattle and dairy farming, and the requested financing is intended for working capital to support daily operations and ensure continuity of farming activities.

Farm Overview
The farm was established in 2016 in the Utena district. It currently declares 236 hectares of land, of which 123 hectares are owned. A significant share of owned land provides a strong foundation for long-term operations and greater business stability.

Operating Model and Sustainability
The farm operates a mixed model, combining beef cattle and dairy farming. It currently holds around 150 cattle, including approximately 30 dairy cows, around 20 beef cattle, and about 100 youngstock. This operating model allows the farm to combine different livestock segments and supports continuous farm development.
The farm produces all required feed on its own, ensuring greater self-sufficiency, better cost control, and more stable daily farm operations.

Financing Purpose
The requested funds will be used for working capital purposes, mainly for fuel purchases, machinery repairs, and lease payments.

Conclusion
The project represents an operating mixed farm with a significant share of owned land, a diversified livestock model, and a clearly defined financing purpose. The financing is intended to ensure smooth continuity of daily operations.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.