Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003538

Goal
11,000 €
Raised
6,583 €
59%
Return rate
12%
Rating
A
Period
7
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxxxxūxxx
Xxxžų x. 21, Xxxžxxxų x., Xxxxxxxšxxx x.
header_1
Declared
Owned
Farming land188.62 ha50.00 ha
20252024
Revenue 233,733.00 € 242,393.00 €
Net profit 7,919.00 € -17,624.00 €
Equity ratio 32.09% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12%
Project description
Documents
Payment schedule
Project Summary
The project belongs to a crop farming operation located in the Vilkaviškis district, operating since 2007. The farm carries out consistent crop production activities in one of the most fertile regions of Lithuania. The requested financing is intended for working capital, mainly for fuel purchases.

Farm Overview
The farm was established in 2007 in the Vilkaviškis district. It currently declares 188 hectares of agricultural land, of which 50 hectares are owned. The farm operates in a fertile region that provides favorable conditions for stable crop production activities.

Operating Model and Sustainability
The farm specializes in crop production, primarily cultivating wheat, barley, beans, rapeseed, and other cereal crops. This crop structure ensures diversified and quality output. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on preserving soil structure and ensuring long-term operational continuity.

Relationship with InSoil
The farm has been a member of the InSoil community since 2024. It currently has one active loan with an outstanding balance of EUR 7,200. Payments are made without any delays.

Financing Purpose
The requested funds will be used for working capital purposes, mainly for fuel purchases.

Conclusion
The project represents an operating crop farm in a fertile region, with a clearly defined financing objective and strong payment discipline. The financing is intended to ensure smooth continuity of operations and preparation for seasonal works.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.