Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003539

Goal
20,000 €
Raised
8,800 €
44%
Return rate
12.15%
Rating
A
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xžxxxxxx xxxxxė xxxxxxxė ŠXXŠĖ, Xxxxxxx Xxxxxxšxxxxx
Xxxxxxxxx, Xxxxxxxx x. 38 , Xxxxxėxxx, Xxxxėx xxx., Xxxxxxxx x. 38 , Xxxxxėxxx, Xxxxėx xxx.
header_1
Declared
Owned
Farming land551.06 ha341.00 ha
20252024
Revenue 1,226,654.00 € 1,145,933.00 €
Net profit 18,357.00 € -141,321.00 €
Equity ratio 3.78% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12.15%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12.15%
Project description
Documents
Payment schedule
This agricultural operation, located at Vilties g. 1, Pašiaušės k., Kelmės raj., has been established since 1994, reflecting considerable operational experience in the agricultural sector. The farm manages a declared agricultural land area of 551.06 hectares, of which 341.00 hectares are owned.

Review of the financial performance indicates that the operation's turnover reached EUR 1,226,654 in the latest fiscal year, an increase from EUR 1,145,933 in the prior period. Additionally, the farm recorded a profit of EUR 18,357 for the most recent year, contrasting with a loss of EUR 141,321 in the preceding year. The farm's total assets were reported at EUR 1,683,543.

The present loan application is designated for working capital, intended to support the essential day-to-day operations and ongoing activities of the farm. This financing aligns with the farm's established operational history, substantial land base, and recent financial improvements.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.