Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003540

Goal
18,000 €
Raised
18,000 €
100%
Return rate
12%
Rating
A
Period
17
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxxx Xxxxxx
Xxxxxx x. 1, Žxxxxxx, Xxxxxxx x.
header_1
Declared
Owned
Farming land140.36 ha30.00 ha
20252024
Revenue 174,276.00 € 101,709.00 €
Net profit 20,881.00 € 13,733.00 €
Equity ratio 51.81% -
Project description
Documents
Payment schedule

Project Summary
The project belongs to a crop farming operation located in the Jonava district, operating since 2010. The farm carries out consistent crop production activities and applies sustainable land management practices. The requested financing is intended for working capital related to seasonal preparation.

Farm Overview
The farm was established in 2010 in the Jonava district. It currently declares 140 hectares of agricultural land, of which 30 hectares are owned. The farm continues to develop its crop production activities and operates within the medium-scale segment.

Operating Model and Sustainability
The farm specializes in crop production, primarily cultivating wheat, barley, rapeseed, and peas. This crop structure supports diversified and quality output. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on preserving soil structure and ensuring long-term operational continuity.

Relationship with InSoil
The farm participates in the InSoil Carbon Credit Program. This reflects the farm’s involvement in more sustainable farming solutions and additional initiatives related to soil and environmental preservation.

Financing Purpose
The requested funds will be used for working capital purposes related to seasonal preparation and ensuring smooth continuity of farm operations.

Conclusion
The project represents an operating crop farm with a clearly defined financing objective, a sustainable farming model, and participation in the InSoil Carbon Credit Program. The financing is intended to ensure smooth preparation for seasonal work and continuity of operations.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.