Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003543

Goal
15,000 €
Raised
6,915 €
46%
Return rate
11.5%

Rating
A

Period
19

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxxxx Xxčxx
Žxxxxxų x., Xžxxxčxx xxx. Xxxxėx xxxxxx xxx.
header_1
Declared
Owned
Farming land91.38 ha65.62 ha
20252024
Revenue 211,941.00 € 170,641.00 €
Net profit 46,030.00 € 47,926.00 €
Equity ratio 35.37% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.5%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 11.5%
Project description
Documents
Payment schedule

The farmer has been engaged in agricultural activities since 1993. Starting with just 3 hectares of land, he now operates a mixed farm together with his wife, cultivating approximately 130 hectares in total, of which around 70 hectares are owned. Long-term farming experience and consistent development provide a strong foundation for stable operations and further growth.

The farm is engaged in mixed agricultural production, growing wheat and barley, while also keeping more than 60 cattle. This operating model helps diversify income sources, make efficient use of the cultivated land, and support a more stable farming cycle.

The farm’s machinery base includes six tractors and other essential agricultural equipment, enabling efficient work organisation, independent execution of key farm operations, and proper preparation of agricultural production. The farmer continues to modernise the farm in order to improve efficiency, reduce costs, and ensure sustainable long-term development.

The current financing is intended for working capital, supporting smooth farm operations during the season, maintaining financial flexibility, and ensuring a stable production cycle.

Long-term farming experience, a significant share of owned land, a mixed operational structure, and sufficient technical capacity provide a solid foundation for the farm’s continued operation and further development.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.