Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003544
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 34.42 ha | 12.74 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 242,278.00 € | 122,125.00 € |
| Net profit | 68,899.00 € | 30,863.00 € |
| Equity ratio | 3.17% | - |
The farmer has been engaged in agricultural activities in the Telšiai district since 2012. The farm specialises in dairy farming, focusing on cattle raising and the sale of raw milk to dairy processors. The farm currently cultivates 34.42 hectares of land, of which 12.74 hectares are owned.
The grass grown on the farm is used as feed for the cows, ensuring an internal feed base and greater control over production processes. The farmer started the business from the ground up and currently manages the farm independently, without hired employees. This operating model allows for a clear cost structure and direct control over daily farm activities.
Farm operations are supported by a tractor and the necessary implements, enabling the farmer to carry out core fieldwork, maintain grassland, prepare feed, and ensure a smooth dairy farming cycle.
The farmer plans to further strengthen the farm’s production capacity by reconstructing the barn and increasing the number of dairy cows. This would support higher milk production volumes and strengthen the farm’s income base over time.
The current financing is intended for working capital, supporting smooth day-to-day operations, maintaining financial flexibility, and preparing the farm for further development.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.