Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003548

Goal
20,000 €
Raised
10,094 €
50%
Return rate
13%
Rating
A
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxx Xxčxxxx
Xxžxxx x. 6, Xxxxxxxxx, Šxxxčxxxxų x.
header_1
Declared
Owned
Farming land81.17 ha25.00 ha
20252024
Revenue 61,333.00 € 65,645.00 €
Net profit 33,216.00 € 21,913.00 €
Equity ratio 47.19% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule

Project Summary
The project belongs to an organic mixed farm operating in the Švenčionys district since 2011. The farm specializes in dairy and crop production, and the requested financing is intended for working capital to support daily operations and seasonal preparation.

Farm Overview
The farm was established in 2011 in the Švenčionys district. It currently declares 81 hectares of land, of which 25 hectares are owned. The farm is fully organic and consistently combines livestock and crop production activities.

Operating Model and Sustainability
The farm operates a mixed model. Approximately 70% of revenue comes from milk production, with around 30 dairy cows. The remaining 30% is generated from cereal crop production, part of which is used for feed. Land is managed using no-till practices, supported by cover crops and crop rotation. This farming model is focused on soil preservation and long-term sustainability.
The farm produces all required feed on its own, ensuring greater self-sufficiency and more stable day-to-day farm operations.

Family Farming Model and Security
The farm is operated on a family basis, alongside the mother’s and brother’s farms. Together, the family cultivates around 400 hectares of land and raises about 100 cows. The project is additionally secured by the farmer’s mother, who will act as guarantor.

Financing Purpose
The requested funds will be used for working capital purposes, mainly for fuel purchases, machinery repairs, and acquisition of several additional implements.

Conclusion
The project represents an organic mixed farm with a clear operating model, family-farm synergy, and additional security. The financing is intended to ensure smooth continuity of daily operations and preparation for the season.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.