Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003554

Goal
20,000 €
Raised
9,004 €
45%
Return rate
12.5%

Rating
A

Period
31

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Žxxxūxx Xxxxxxxxxxxė
Xxxxžxxėx x., Žxxxxčxų xxx., Xxxxxxėx x.
header_1
Declared
Owned
Farming land48.03 ha27.82 ha
20252024
Revenue 363,012.00 € 302,568.00 €
Net profit 16,139.00 € 87,976.00 €
Equity ratio 39.62% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12.5%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 12.5%
Project description
Documents
Payment schedule

The farmer grew up in a farming family and has been gaining agricultural experience from an early age. In 2007, she purchased her first land plot for her own farm. Today, together with part of the land inherited from her parents, she manages nearly 50 hectares of land, approximately half of which is owned.

The farm operates as a mixed agricultural business, growing wheat and oats, while also keeping around 100 cattle, of which 60 are dairy cows. This diversified activity model helps balance income sources and supports a more stable farming cycle. The produced milk is sold to AB “Žemaitijos pienas”, while meat production is sold to UAB “Biovela-Utenos mėsa”, ensuring clear and reliable sales channels.

Farm operations are supported by Western-manufactured machinery, including two tractors, a seeder, a rake, and other smaller agricultural equipment. The available machinery enables the farmer to independently perform key farm tasks, maintain crops, prepare feed, and ensure smooth day-to-day operations.

The current financing is intended for working capital, supporting smooth farm operations, maintaining financial flexibility, and ensuring a stable production cycle. Long-term experience, a mixed operational structure, reliable buyers, and the available technical base provide a solid foundation for the farm’s continued operation and development.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.