Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003557

Goal
19,000 €
Raised
19,000 €
100%
Return rate
12%
Rating
A
Period
29
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxxx
Xxxxxxxxx, Šxxxxxų x., Xxxxų x.1, Xxxxxxxų x., Xxžxų xxx.
header_1
Declared
Owned
Dirbama žemė132.26 ha30.00 ha
20252024
Revenue 77,988.00 € 80,796.00 €
Net profit 9,480.00 € 20,955.00 €
Equity ratio 26.5% -
Project description
Documents
Payment schedule
An agricultural operation located in the Šiaulių district was established in 2010. The farm manages a total declared agricultural land area of 132.26 hectares, of which 30.00 hectares are owned by the operation.

The requested financing is designated for working capital. This allocation is intended to support the ongoing operational expenditures and ensure the continued stability of the farm's daily activities.

For the financial year 2025, the operation reported total assets of approximately EUR 494,144 and an equity base amounting to EUR 135,964.

In summary, this project concerns an agricultural operation with more than a decade of operational history, managing a declared land area of 132.26 hectares, and seeking financing to address its working capital requirements.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.