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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003560
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 123.51 ha | 60.00 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 82,696.00 € | 69,900.00 € |
| Net profit | 3,192.00 € | 3,826.00 € |
| Equity ratio | 69.22% | - |
Documents
Payment schedule
Project Summary
The project belongs to a mixed farm operating in the Tauragė district since 2019. The farm combines crop production and livestock farming, with additional strength provided by the farmer’s education in agronomy. The requested financing is intended for the repair of a barn roof that was damaged during the winter period due to heavy snowfall.Farm Overview
The farm was established in 2019 in the Tauragė district. It currently declares 123 hectares of land, of which 60 hectares are owned. A significant share of owned land provides a stronger long-term operational base. The farmer has an academic background in agronomy, which supports consistent farm management and application of agronomic practices in daily operations.Operating Model and Sustainability
The farm operates a mixed model. In crop production, the main crops are rapeseed, maize, wheat, and beans. In livestock farming, the farm raises 50 beef cattle. Revenue is distributed approximately 50/50 between the two activities.Land is managed using no-till practices, supported by crop rotation and cover crops. Part of the grain production is used internally for feed, while the remaining part is sold. This operating model supports greater self-sufficiency, a diversified income structure, and long-term sustainability.
Relationship with InSoil
The farm participates in the InSoil Carbon Credit Program. It also currently has two loans with a combined outstanding balance of approximately EUR 30,000. One of them is a Green Loan.Financing Purpose
The requested funds will be used for the repair of the barn roof. The need for repair arose after the winter period, when the roof was damaged due to heavy snowfall. The investment is intended to restore farm infrastructure and ensure smooth continuation of livestock operations.Conclusion
The project represents a mixed farm with a diversified operating model, a significant share of owned land, and a clearly defined financing purpose. The financing is intended to restore important farm infrastructure and ensure continuity of operations.Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.