Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003563

Goal
11,000 €
Raised
11,000 €
100%
Return rate
12.25%
Rating
A
Period
31
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxxxxxx Šxxxxxxxė
Xxxžxxxų xx., Šxxxxxxx xxx., Xxxxxxxšxxx x. xxx.
header_1
Declared
Owned
Dirbama žemė79.22 ha45.86 ha
20252024
Revenue 88,747.00 € 80,919.00 €
Net profit 18,893.00 € 18,668.00 €
Equity ratio 63.41% -
Project description
Documents
Payment schedule
The farmer began agricultural activities in the Vilkaviškis district in 2014. The farm was started from scratch and has been gradually developed by expanding the cultivated land area and modernising the technical base. Today, the farm cultivates 79.22 hectares of land, of which 45.86 hectares are owned.

The farm specialises in crop production, growing oilseed rape, wheat, and peas. This crop structure provides a clear production focus, supports crop rotation, and creates stable sales opportunities.

Farm operations are supported by the necessary machinery, including a combine harvester, two tractors, and other essential agricultural equipment. The available technical base enables the farm to independently perform key field operations, efficiently organise seasonal work, and ensure a smooth production process. Most of the work is carried out by the farmer together with her husband, with their sons also helping when needed.

The current financing is intended for working capital, supporting smooth seasonal operations, maintaining financial flexibility, and ensuring a stable farming cycle.

Consistent farm development, a significant share of owned land, family involvement, and the available technical base provide a solid foundation for the farm’s continued operations and future growth.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.