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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003564
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 108.29 ha | 44.39 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 114,246.00 € | 113,837.00 € |
| Net profit | 43,982.00 € | 38,481.00 € |
| Equity ratio | 76.23% | - |
Documents
Payment schedule
The farmer has been engaged in agricultural activities in the Mažeikiai district since 2005 and currently cultivates 108.29 hectares of land, of which 44.39 hectares are owned. Long-term farming experience and a significant share of owned land provide a solid foundation for stable farm operations.
The farm specialises in crop production, mainly growing spring and winter wheat as well as other grain crops. During the harvesting season, the farmer is supported by family members, allowing key seasonal tasks to be organised independently and flexibly.
The farm’s machinery base includes two tractors, a combine harvester, a seeder, and other smaller agricultural equipment required for day-to-day farm operations. The farm applies strip-till farming practices, which help preserve soil structure, reduce costs, and support more sustainable agricultural production.
The farmer has a long-standing financing history on the InSoil platform. To date, several of the farmer’s projects have been financed through the platform, with part of them already successfully completed and the active obligations being serviced according to the agreed schedules. The farmer has maintained a very disciplined repayment behaviour, with no current overdue payments or calculated delays.
The current financing is intended for working capital, supporting smooth seasonal operations, maintaining financial flexibility, and ensuring a stable farming cycle.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.