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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003567
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 93.61 ha | 15.79 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 114,561.00 € | 120,126.00 € |
| Net profit | 4,123.00 € | -8,887.00 € |
| Equity ratio | 24.96% | - |
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The farmer has been engaged in agricultural activities since 2002 and currently cultivates 93.61 hectares of land, of which 15.79 hectares are owned. Long-term farming experience and consistent farm development provide a solid foundation for stable crop production activities.
The farm specialises in crop production, mainly growing wheat and oilseed rape. These crops form an important part of the farm’s income structure and support crop rotation, while the clear production focus allows the farmer to effectively plan seasonal work and product sales.
Farm operations are supported by the necessary technical base, including two tractors, a combine harvester, a seeder, a sprayer, a disc cultivator, three trailers, and other smaller agricultural equipment. The available machinery enables the farmer to independently perform key field operations, efficiently organise seasonal work, and ensure a smooth production process.
The current financing is intended for working capital, supporting smooth seasonal operations, maintaining financial flexibility, and ensuring a stable farming cycle.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.