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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0003568
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 37.42 ha | 27.92 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 141,478.00 € | 115,979.00 € |
| Net profit | 61,325.00 € | 56,998.00 € |
| Equity ratio | 88.91% | - |
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The farmer began agricultural activities in the Skuodas district in 2016 and currently declares 37.42 hectares of cultivated land, of which 27.92 hectares are owned. The farm is focused on crop production, growing wheat, oilseed rape, peas, and potatoes. This crop structure supports production diversification, helps maintain crop rotation, and reduces dependency on a single crop or market price fluctuations.
The farm has a well-developed technical base, enabling the farmer to independently carry out key agricultural operations. The machinery fleet includes two tractors, a combine harvester, a seeder, a cultivator, a fertiliser spreader, and other essential agricultural equipment. This machinery supports efficient field preparation, crop maintenance, and smooth harvesting operations.
The current financing is intended for working capital, supporting smooth seasonal operations, maintaining financial flexibility, and ensuring a stable farming cycle.
A significant share of owned land, diversified crop production, and the available technical base provide a solid foundation for the farm’s continued operations and further development.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.