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Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003576

Goal
5,000 €
Raised
5,000 €
100%
Return rate
14%
Rating
B
Period
11
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxxxxxčxxx
Xxxžų x. 2, Xxxxšxxxx, Xxxxšxxx x.
header_1
Declared
Owned
Farming land41.39 ha41.39 ha
20252024
Revenue 36,107.00 € 17,433.11 €
Net profit 29,576.00 € -
Equity ratio 97.14% -
Project description
Documents
Payment schedule
Project Summary
The project belongs to an organic crop farming operation located in the Joniškis district, operating since 2025. The farm was taken over from the grandparents under a donation agreement and continues agricultural operations on an organic farming basis. The requested financing is intended for working capital to prepare for the upcoming season, mainly for equipment repairs.

Farm Overview
The farm was established in 2025 in the Joniškis district through the transfer of the farm from the grandparents under a donation agreement. It currently declares 41 hectares of land, all of which is owned. The farm is 100% organic and holds an organic farming certificate.

Operating Model and Sustainability
The farm specializes in organic crop production. The main cultivated crops are organic oats, peas, and wheat. The farming activity is based on organic principles focused on sustainability and long-term soil preservation.

Infrastructure and Sales Channels
The farm has its own grain dryer and storage facilities, allowing independent handling and storage of the harvest. It also has signed contracts with buyers of agricultural production, providing clear sales channels for the output.

Financing Purpose
The requested funds will be used for working capital purposes related to preparation for the upcoming season, mainly for equipment repairs.

Conclusion
The project represents a newly transferred organic farm with a clear operational base, fully owned land, necessary infrastructure, and established sales channels. The financing purpose is clearly defined and directly linked to smooth seasonal preparation.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.