Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003578

Goal
15,000 €
Raised
6,843 €
45%
Return rate
11.25%
Rating
A
Period
19
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxxxx
Xxxxxxxšxxx x. xxx., Xxxxxxčxų xxx., Xxxžxxxxxxx
header_1
Declared
Owned
Farming land157.10 ha64.48 ha
20252024
Revenue 155,635.00 € 162,077.00 €
Net profit -25,314.00 € -18,813.00 €
Equity ratio 62.82% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.25%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.25%
Project description
Documents
Payment schedule
The farmer operates in the Vilkaviškis district and currently declares 157.10 hectares of land, of which 64.48 hectares are owned. A significant share of owned land provides a strong foundation for stable operations and further development.

The farm specialises in crop production, growing wheat, oilseed rape, beans, and peas. This crop structure supports production diversification, helps maintain crop rotation, and reduces dependency on a single crop or market price fluctuations.

Farm operations are supported by Western-manufactured machinery, including three tractors, a combine harvester, a seeder, a sprayer, trailers, and other necessary agricultural equipment. The available technical base enables the farmer to independently carry out key field operations, efficiently organise seasonal work, and ensure a smooth production process.

The current financing is intended for working capital, supporting smooth seasonal operations, maintaining financial flexibility, and ensuring a stable farming cycle.

The large cultivated land area, significant share of owned land, diversified crop production, and available technical base provide a solid foundation for the farm’s continued operations and further growth.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.