Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003582

Goal
11,000 €
Raised
7,501 €
68%
Return rate
12%
Rating
A
Period
18
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxxxxxx
Xxxxxxxx x. 13, Xxxxxxėxų x., Xxxšxų x.
header_1
Declared
Owned
Farming land75.59 ha64.00 ha
20252024
Revenue 44,179.00 € 41,044.00 €
Net profit 10,358.00 € 5,619.00 €
Equity ratio 68% -

Investment calculator

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Interest

12%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12%
Project description
Documents
Payment schedule
Project Summary
The project belongs to an organic mixed farm operating in the Telšiai district since 2015. The farm is engaged in livestock and dairy farming, and the requested financing is intended for working capital and improvement of animal welfare conditions.

Farm Overview
The farm was established in 2015 in the Telšiai district and is an organic farm holding the relevant certification. It currently declares 75 hectares of land, of which 64 hectares are owned. A significant share of owned land provides a strong foundation for long-term farm operations.

Operating Model and Sustainability
The farm operates a mixed model, combining livestock and dairy farming. It currently raises 8 beef cattle and 36 dairy cows. Land is managed using no-till practices, supported by crop rotation and cover crops. The cereals grown on the farm are used internally for feed. This operating model supports greater self-sufficiency and long-term sustainability.

Financing Purpose
The requested funds will be used for working capital and improvement of animal welfare conditions. The financing is intended to ensure smooth daily operations and better livestock keeping conditions.

Conclusion
The project represents an organic mixed farm with a significant share of owned land, a clear operating model, and a defined financing purpose. The financing is intended to ensure continuity of operations and contribute to improved animal welfare.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.