Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003587

Goal
12,000 €
Raised
7,691 €
64%
Return rate
10.25%
Rating
A+
Period
19
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxėxxx
Xxxxxšxxx, Xxxxšxxx x. xxx
header_1
Declared
Owned
Farming land173.72 ha5.45 ha
20252024
Revenue 150,930.00 € 143,265.00 €
Net profit 44,766.00 € 50,196.00 €
Equity ratio 0.91% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

10.25%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 10.25%
Project description
Documents
Payment schedule
The farmer has been engaged in agricultural activities in the Rokiškis district since 2016 and currently operates a 173.72-hectare crop farm. The farm grows a variety of crops, including wheat, oilseed rape, buckwheat, and triticale, while part of the land is also allocated to clover. This crop structure supports production diversification, helps maintain crop rotation, and reduces dependency on a single crop or market price fluctuations.

The farmer gained his knowledge of farm management and development from his father, who has many years of farming experience. Together, their combined cultivated land area exceeds 600 hectares, providing the farmer with a strong foundation of practical experience and family farming support. The father contributes not only by sharing his knowledge but also by renting the necessary machinery to the farmer for key agricultural operations.

The farmer already has experience with the InSoil platform, having successfully repaid two previous loans and maintained disciplined repayment behaviour.

The current financing is intended for working capital, supporting smooth seasonal operations, maintaining financial flexibility, and ensuring a stable farming cycle.

Long-standing family farming experience, a significant cultivated land area, diversified crop production, and access to the necessary machinery provide a solid foundation for the farm’s continued operations and further development.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.