Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003589

Goal
23,000 €
Raised
13,386 €
58%
Return rate
14%
Rating
B+
Period
30
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxxx Xėxxx
Xxxxėx x. 10, Xxxxxšxxxx, Xxxxxxx x.
header_1
Declared
Owned
Farming land85.46 ha5.00 ha
20252024
Revenue 94,955.00 € 82,920.00 €
Net profit 39,203.00 € 32,286.00 €
Equity ratio 38.21% -

Investment calculator

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Interest

14%

Preliminary earnings

0.00 €

Important:
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Interest rates:
Investing from 100 € - 14%
Project description
Documents
Payment schedule
Project Summary
The project belongs to a crop farming operation located in the Alytus district, operating since 2024. The farm is run on a family basis and is integrated into a broader family farming model. The requested financing is intended for working capital to prepare for the upcoming season, mainly for fuel purchases.

Farm Overview
The farm was established in 2024 in the Alytus district. It currently declares 85 hectares of agricultural land, of which 5 hectares are owned. Although the farm is relatively new, it does not operate in isolation and is supported by family farming experience and an already established operational base.

Operating Model and Sustainability
The farm specializes in crop production, primarily cultivating wheat, rapeseed, and beans. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on soil preservation and long-term operational continuity.

Family Farming Model
The farm is operated on a family basis, alongside the brother’s farm, which is one of the largest crop farms in the region. The brothers farm together. Altogether, the family operates more than 700 hectares of land, of which around 200 hectares are owned. This structure gives the business scale, better opportunities for efficient machinery use, and a stronger overall operational foundation.

Financing Purpose
The requested funds will be used for working capital purposes related to preparation for the upcoming season, mainly for fuel purchases.

Conclusion
The project represents a newer crop farm that is integrated into a strong family farming structure, with a clear operating direction and a clearly defined financing purpose. The financing is intended to ensure smooth seasonal preparation and continuity of operations.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.