Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003596

Goal
20,000 €
Raised
10,597 €
52%
Return rate
12%
Rating
A+
Period
29
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxx Xxčxxxxxxxx
Xxxų 101, Xxxžxūxxx, Xėxxxxxų x.
header_1
Declared
Owned
Farming land46.68 ha18.80 ha
20252024
Revenue 82,746.00 € 79,101.00 €
Net profit 23,024.00 € 26,148.00 €
Equity ratio 10.61% -

Investment calculator

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Interest

12%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12%
Project description
Documents
Payment schedule

Project Summary
The project belongs to a crop farming operation located in the Kėdainiai district, operating since 2015. The farm carries out consistent crop production activities and applies sustainable land management practices. The requested financing is intended for preparation for the harvest season.

Farm Overview
The farm was established in 2015 in the Kėdainiai district. It currently declares 46 hectares of agricultural land, of which 18 hectares are owned. The farm operates on a smaller scale but has accumulated solid operating experience and maintains a clear farming direction.

Operating Model and Sustainability
The farm specializes in crop production, primarily cultivating wheat, rapeseed, and barley. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on soil preservation and long-term operational continuity.

Relationship with InSoil
The farm has been a member of the InSoil community since 2022. It currently has no active loans, but during the cooperation period it has successfully repaid three similar loans with a total amount of EUR 38,000.

Financing Purpose
The requested funds will be used for preparation for the harvest season. The financing is intended to ensure smooth organization of seasonal work and continuity of farm operations.

Conclusion
The project represents an operating crop farm with a clear business direction, a successful cooperation history with InSoil, and a clearly defined financing purpose. The financing is intended to ensure smooth preparation for the harvest season.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.