Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003598

Goal
9,300 €
Raised
9,300 €
100%
Return rate
13.5%

Rating
B+

Period
35

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Žxxxxxxxx
Xxxžxųxų Xxxxšxxų x., Xxxxxxxxxų xxx., Šxxčxxxxxų x. xxx.
header_1
Declared
Owned
Farming land79.07 ha52.19 ha
20252024
Revenue 27,565.00 € 27,331.00 €
Net profit 10,418.00 € 17,582.00 €
Equity ratio 79.91% -
Project description
Documents
Payment schedule

The farmer has been engaged in agricultural activities since 2003 and currently cultivates 79.07 hectares of land, of which 52.19 hectares are owned. A significant share of owned land provides a stable foundation for long-term operations and sustainable farm development.

The farm specialises in crop production, growing wheat, buckwheat, oats, and peas. This crop structure supports production diversification, enables efficient land utilisation, and helps maintain balanced crop rotation.

The farmer applies no-till farming practices, which help preserve soil structure, reduce cultivation costs, and contribute to more sustainable agricultural operations. Looking ahead, the farmer plans to continue expanding the farm by increasing the cultivated land area and strengthening production capacity.

The farm’s machinery fleet includes two relatively new tractors, an excavator, a high-capacity combine harvester, and other essential equipment. This technical base enables the farmer to independently carry out key agricultural operations, efficiently manage seasonal activities, and ensure high-quality harvest preparation.

The current financing is intended for working capital, supporting smooth seasonal operations, maintaining financial flexibility, and ensuring a stable farming cycle.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.