Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003638

Goal
31,500 €
Raised
15,401 €
48%
Return rate
13%
Rating
A
Period
36
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxxčxxx
Xxxxxxxxx, Xxxšxxx, Xxxžėx 31
header_1
Declared
Owned
Farming land34.42 ha12.74 ha
20252024
Revenue 242,278.00 € 122,125.00 €
Net profit 68,899.00 € 30,863.00 €
Equity ratio 2.68% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule
Agricultural activities have been carried out in the Telšiai district since 2012, specialising in dairy farming, which involves rearing cattle and selling raw milk to processors. The farm currently utilises 34.42 hectares of land, of which 12.74 hectares are owned.
The farm grows grass for its own cattle, thereby ensuring an internal supply of feed and maintaining control over production processes. The farmer runs the farm independently, without hired staff, and this model is designed to maintain a clear cost structure and direct oversight of day-to-day operations. The most important farm tasks, including field work, meadow maintenance and feed preparation, are carried out using a tractor and the necessary machinery.

In the most recent financial period, the farm achieved a turnover of approximately €242,278, up from €122,125 in the previous period. Profitability also increased – from approximately €30,863 to €68,899. The farm’s asset base increased from approximately €187,679 to €274,064.
Future plans include the renovation of the cowshed and an increase in the number of milking cows, with a view to expanding milk production and, in the long term, strengthening the farm’s revenue base. The current funding application is for working capital, with the aim of supporting day-to-day operations, maintaining financial flexibility and facilitating preparations for these planned changes.

This project reflects an established dairy farming operation with a clear track record demonstrating growth in the scale of operations and financial results, and seeking funding for its current operations and future expansion.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.