Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003667

Goal
20,000 €
Raised
20,000 €
100%
Return rate
13.38%
Rating
B+
Period
29
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxčxxxxxx
Xxxxxxxxx, Xxxxšxxx xxx., Xxxxxų x. 7 , Xxxxxų x., Xxxxxšxxx xxx., Xxxxšxxx x.
header_1
Declared
Owned
Farming land78.07 ha78.00 ha
20252024
Revenue 115,520.00 € 103,426.00 €
Net profit 39,881.00 € 39,314.00 €
Equity ratio 47.54% -
Project description
Documents
Payment schedule
Established in 1998, this crop farm based in the Rokiškis district is a mature, asset-backed agricultural enterprise. The farm currently operates 78.07 hectares of declared land, with 78.00 hectares fully owned—providing strong balance sheet equity and eliminating lease exposure.

The farm displays solid financial momentum and excellent margin retention:

  • Revenue Growth: Annual turnover expanded to €115,520.00 in 2025 (up from €103,426.00 in the previous period).
  • Consistent Profitability: Net profit stood at €39,881.00 in 2025 (compared to €39,314.00 previously), proving stable operation and robust cost management.
  • Balance Sheet Strength: Total asset value reached €309,661.00 in 2025, anchored by €156,727.00 in total equity.
The requested loan will be allocated directly toward working capital, ensuring optimal liquidity for ongoing daily operations and supporting long-term operational consistency.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.