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Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003671

Goal

15,000 €

Raised

15,000 €

Return rate

14%

Rating

C+

Period

Time left

LTV

Country

Lithuania

Loan purpose

Equipment purchase

Business information

Security measures

Loan history

Project owner	Address
Xxxxxxxxx Xxxxxxxxxė	Xxxžų x. xxx., Xxxxxxx xxx., Xxxxxšxxxx, Xxxxxšxxų x. 1

header_1	Declared	Owned
Farming land	46.84 ha	3.00 ha

	2025	2024
Revenue	24,760.00 €	31,939.00 €
Net profit	21,576.00 €	12,228.00 €
Equity ratio	56.65%	-

Project description

Documents

Payment schedule

The farmer has been engaged in agricultural activities in the Biržai district since 2023. Her farm currently cultivates 46.84 hectares of land, of which 3 hectares are owned. The farmer works closely with her brother, who operates a separate farm – together, their farms cultivate 103.89 hectares, of which 42.40 hectares are owned. This family cooperation enables more efficient organisation of agricultural activities, better use of available resources, and smooth execution of seasonal work.

The farm is a certified organic farm and holds an organic production certificate issued by “Ekoagros”. The farm grows beans, buckwheat, winter barley, peas, spring oats, white mustard, carrots, and potatoes. The diversified crop structure supports effective crop rotation, production diversification, and efficient use of cultivated land while complying with organic farming requirements.

Farm operations are supported by the necessary technical base, including a combine harvester, other harvesting machinery, three tractors, various agricultural implements, and other essential equipment. This machinery enables the farm to independently perform key field operations, maintain crops, and efficiently organise harvesting activities.

The current financing is intended for working capital, supporting smooth seasonal operations, covering ongoing farm operating expenses, and maintaining financial flexibility. The farm’s organic production model, diversified crop structure, cooperation with the family farm, and available technical base provide a solid foundation for further development.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.