Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003672

Goal
16,000 €
Raised
12,472 €
77%
Return rate
12%
Rating
A+
Period
39
Time left
LTV
-
Country
Lithuania
Loan purpose
Equipment purchase
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxčxxx
Xxxxxxxxx, Šxxxxxų x Xxžxxx, Xxxxxėx 8x
header_1
Declared
Owned
Farming land40.35 ha0.00 ha
20252024
Revenue 118,323.69 € 71,296.38 €
Net profit 0.00 € 0.00 €
Equity ratio 0% -

Investment calculator

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Interest

12%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12%
Project description
Documents
Payment schedule

Project Summary

The project belongs to a crop farming operation located in the Šiauliai district, operating since 2021. The farm specializes in cereal and oilseed production and applies sustainable land management practices. The requested financing is intended for the purchase of a used combine harvester.

Farm Overview

The farm was established in 2021 in the Šiauliai district. It currently declares more than 40 hectares of agricultural land, all of which is leased. The farm consistently carries out crop production activities.

Operating Model and Sustainability

The farm specializes in crop production, primarily cultivating wheat and rapeseed. Land is managed using no-till practices, supported by crop rotation and cover crops. This farming model focuses on soil preservation and long-term operational continuity.

Relationship with InSoil

The farm has been a member of the InSoil community since 2023. During the cooperation period, 2 loans with a total amount of EUR 22,000 have been fully repaid. Currently, there is one active loan with an outstanding balance of approximately EUR 11,000. All payments have been made on time without delays.

Financing Purpose

The requested funds will be used for the purchase of a used combine harvester. The investment is directly related to the farm’s core activity and is intended to strengthen the technical base for crop harvesting.

Conclusion

The project represents a crop farm with a clear operating focus, sustainable land management practices, and a successful cooperation history with InSoil. The financing purpose is clearly defined and intended for the acquisition of a used combine harvester required for the farm’s core operations.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.